Cash Management

Accessed securely through your desktop or mobile device our online banking tool is a real time platform that gives you up to date information on your accounts. What we see is what you see.

• Make transfers, pay bills, deposit checks, wire and ACH. Setup account alerts and manage Debit card controls.
• View account history, bank statements, tax documents check images.
• User authorization controls to allow for segregation of duties.
• Enhanced token and security access.

Maximize efficiencies by using faster payment methods while reducing the number of checks being written.

• ACH credit Origination allows you to create a one time or recurring payment sent directly to your vendor or employees checking or savings account same day.
• Debit card allows for the purchase of goods and services with funding coming directly from your business checking account and allows payments wherever Mastercard is accepted. No interest or fees for point-of-sale transactions and no annual fees. ATM fees charged by other Banks are refunded monthly.
• Bill Pay ensures checks drawn on your business account will be mailed in time to be received by the date due with no postage or envelope costs. Some bill payment transactions will be sent electronically. Payments can be tracked in one location for reconciliation ease.
• Wire Transfers allow for secure, same-day U.S. and foreign currency payments.

Mitigate fraud and take control over which transaction post to your account, eliminate transactions being paid that you didn’t authorize. You have the control with Positive Pay and account reconciliation.

• ACH Positive pay allows you to send a list of authorized companies that can send credit or debit transactions. Set limits for allowable transaction, create rules for recurring transactions you allow and block those you don’t.
• Positive Pay allows you to send a list of issued check numbers, payees, dates and amounts. This information is then matched against the check when presented for payment. If all do not match, the item will flag as suspect. Check fraud is at an all time high, this feature will help protect your business from financial loss.
• Account Reconciliation gives you an instant view of which checks have been issued and which are still outstanding.

Simplify the collection of payments giving you better cash flow and management of the day-to-day operations.

• ACH Origination allows you to create a debit transaction to your vendors checking upon authorization from them.
• Remote Deposit Capture allows you to scan 24/7 using a single or multifeed scanner. Checks are scanned directly to the bank for processing with next day availability of funds. No need to visit a branch to make a deposit.
• Moble Check Capture allows you to snap a picture of a check and send it directly to the bank using your mobile device. Next day availability of funds.
• Remote Deposit and Mobile Check Capture Reporting are available for downloading and archive.