Personal Rates
Personal Savings Accounts
Rates effective 11/01/2023
Tiers / Balance Requirements
Annual Percentage Yield (APY)
Interest Rate
Preferred Savings
$0.01 to $24,999.99
0.05% %
0.05%
$25,000.00 to 49,999.99
0.10%
0.10%
50,000.00 and up
0.15%
0.15%
Preferred Money Market
$5,000.00 to $99,999.99
0.05%
0.05%
$100,000.00 and up
Money Market
$1,000.00 to $2,499.99
0.05%
0.05%
$2,500.00 and Up
0.10%
0.10%
Special Money Market
$1,000.00 to $9,999.99
0.05%
0.05%
$10,000.00 to $24,999.99
0.10%
0.10%
$25,000.00 to $74,999.99
0.15%
0.15%
$75,000.00 and up
0.15%
0.15%
Elite Money Market
$0.01 to $999,999.99
3.50%
3.45%
$1,000,000.00 and up
4.50%
4.41%
Statement Savings
$200.00 and up
0.10%
0.10%
Start2Save Passbook
$5.00 and up
0.25%
0.25%
Classic Passbook Savings
$10.00 and up
0.10%
0.10%
Special Statement Savings
$2,500.00 to $14,999.99
0.05%
0.05%
$15,000.00 to $49,999.99
0.10%
0.10%
High Yield Savings
$50,000.00 and up
0.15%
0.15%
Holiday Club
$5.00 to $1,000.00
1.50%
0.50%
No minimum to earn interest
0.10%
0.10%
Health Savings Account
$100 and up
0.15%
0.15%
Personal Checking Accounts
Balance Requirements
Annual Percentage Yield (APY)
Interest Rate
Interest Checking (NOW)
$1,000.00 and up
0.05%
0.05%
Platinum Savings no checking
$0.00-$24,999.99
0.05%
0.05%
$100,000.00 and up
0.10%
0.10%
Special Money Market
$1,000.00 to $9,999.99
0.05%
0.05%
$25000 - Up
3.50%
3.45%
Platinum Savings with checking
$0.00-$24,999.99
0.05%
0.05%
$25,000.00 - Up
4.00%
3.93%
Personal CDs (Other Terms Available)
Balance Requirements
Annual Percentage Yield (APY)
Interest Rate
3 Month
$1,000.00 and up
0.10%
0.10%
4 Month
$1,000.00 and up
0.10%
0.10%
5 Month
$1,000.00 and up
0.10%
0.10%
6 Month
$1,000.00 and up
0.10%
0.10%
9 Month
$1,000.00 and up
0.15%
0.15%
12 Month
$1,000.00 and up
0.15%
0.15%
18 Month
$1,000.00 and up
0.30%
0.30%
2 Year
$1,000.00 and up
0.30%
0.30%
3 Year
$1,000.00 and up
0.30%
0.30%
4 Year
$1,000.00 and up
0.30%
0.30%
5 Year
$1,000.00 and up
0.30%
0.30%
APY and Interest Rates are current as of the date shown above. At our discretion, we may change the APY and Interest Rate on variable rate accounts daily. Not responsible for typographical errors. Please call for current interest rates, terms and fees. Fees may affect earnings. For CD’s a penalty may be imposed for withdrawals before maturity. Call us at (203) 629-8400 for other terms and rates.